Sukanya Samriddhi Yojana Calculator
Yearly Payment Schedule
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What is Sukanya Samriddhi Yojana Scheme
Sukanya Samriddhi Yojana (SSY) ek sarkari bachat yojana hai jo ladkiyon ke liye hai. Is yojana ko January 2015 mein Beti Bachao Beti Padhao (BBBP) abhiyan ke antargat shuru kiya gaya tha. Is yojana ka mukhya uddeshya ladkiyon ko badhava dena aur unka aarthik bhavishya surakshit karna hai.
SSY ek 21 varsh ki nischit jama yojana hai. Nyuntam jama rashi Rs. 250 prati mahina ya Rs. 3,000 prati varsh hai. Adhikatam jama rashi Rs. 1.5 lakh prati varsh hai. SSY 2023 par byaj dar 8.0% prati varsh hai, jo varshik aadhar par chakravridhi hoti hai.
SSY khata kisi bhi 10 varsh se kam umra ki ladki ke mata-pita ya kanooni sarankshak dvara khola ja sakta hai. Khata kisi bhi dakghar ya nirdharit bank shakha mein khola ja sakta hai.
SSY khata ladki khud chala sakti hai jab vah 18 varsh ki ho jati hai. Lekin, khata uski mata-pita ya kanooni sarankshak dvara bhi chalaya ja sakta hai jab tak vah 21 varsh ki nahi ho jati hai.
SSY account ko band kar sakte hain jab ladki ki umar 21 saal ho jaati hai. Lekin agar ladki shaadi se pehle 21 saal ki ho jaati hai, toh account uski shaadi ke baad band kar sakte hain.
SSY account ka maturity amount tax-free hai. Lekin SSY account par milne wala byaaj taxable hai.
Sukanya Samriddhi Yojana Calculator
Sukanya Samriddhi Yojana Calculator ek aisa tool hai jo SSY account ka maturity amount calculate karne mein madad karta hai. Calculator mein ye factors consider kiye jaate hain:
Ladki ki umar jab account khola gaya
Mahine/ saal bhar ka deposit amount
Byaaj dar
Account ka tenure
Calculator ko alag-alag scenarios ke liye maturity amount calculate karne mein use kar sakte hain. Jaise, aap calculator ko use kar sakte hain agar aap apni beti ke janam se Rs. 250 har mahine invest karte hain aur 21 saal tak invest karte rehte hain. Ya fir, aap calculator ko use kar sakte hain agar aap apni beti ke 5 saal ki hone se Rs. 1000 har mahine invest karte hain aur 16 saal tak invest karte rehte hain.
FAQs
Sukanya Samrddhi yojana khaata kholane ke lie paatrata maanadand kya hain?
Sukanya Samriddhi Yojana account kholne ke liye eligibility criteria ye hain:
Ladki ka Indian citizen hona zaroori hai.
Ladki ki umar 10 saal se kam honi chahiye account kholte waqt.
Ladki ke maa-baap ya legal guardian hi account khol sakte hain.
Sukanya Samriddhi Yojana account mein maximum deposit amount kitna hai?
Sukanya Samriddhi Yojana account mein aap har saal Rs. 1.5 lakh tak deposit kar sakte hain.
Sukanya Samriddhi Yojana account ka interest rate kitna hai?
Sukanya Samriddhi Yojana account ka interest rate 8.0% per annum hai, jo har saal compound hota hai.
Sukanya Samriddhi Yojana account ka maturity period kitna hai?
Sukanya Samriddhi Yojana account ka maturity period 21 saal hai.